The state where a baby is born determines what serious and rare disorders he or she will be screened for shortly after birth. It’s a patchwork of policies across the country that could have dire consequences. Some parents call it death by ZIP code.
Permission to Practice: Doctors, patients say insurance prior-authorizations put profits over people
Insurance companies say these reviews lower costs and protect patients, but what requires advance permission varies plan to plan, and critics argue the policies get between a patient and their doctor.
Emergency room visits can mean unexpectedly large bills. Experts say patients can look line-by-line at bills to see if there's any room to negotiate or dispute charges.